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Víctor is married and has a son who is school age. They live in his parents’ house occupying two rooms. The house is located in the city of La Paz’s Pasankeri zone.

He completed secondary school and currently earns income because he has a rented stand where he sells mobile phones because he must cover his family’s basic education, food and utility expenses. Víctor works more than ten hours daily and the little he earns is insufficient for him to pay for his education which is why he’s asking for a loan because he wants to pay tuition at an institute where he’s studying mobile phone maintenance and repair.

Víctor’s dream is to have his own mobile phone store because he wants to improve his income in order to become independent and give more comfort to his family.

This is the first time he’s worked with Impro and with Kiva.
View original language description ↓
Víctor, es casado y tiene un hijo que está en etapa escolar, viven en la casa de sus padres ocupando dos habitaciones, la casa esta ubicada en la zona Pasankeri de la ciudad de La Paz.
El estudió hasta terminar la secundaria y actualmente obtiene ingresos ya que cuenta con un puesto alquilado de venta de celulares, pues debe cubrir los gastos de alimentación, educación y pago de servicios básicos de su familia. Victor trabaja por más de diez horas al día y con lo poco que gana no le alcanza para pagar sus estudios es por eso que solicita el crédito ya que desea pagar la matricula de su instituto donde estudia mantenimiento y reparación de teléfonos celulares.
El sueño de Víctor, es tener su tienda propia de celulares ya que desea mejorar sus ingresos para poder independizarse y dar más comodidad a su familia.
Es la primera vez que trabaja junto a IMPRO y KIVA.

Additional Information


IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Bolivia

  • $5,500
    Average annual income
  • 134
    View loans »
    Bolivia Loans Fundraising
  • $33,130,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $150 helped Victor to pay tuition fees.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jun 27, 2012
Jul 10, 2012
Currency Exchange Loss:
Dec 15, 2012