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Julia
Julia is married and has four children who are school age; they live in a house of their own occupying four small rooms with adobe walls and dirt floors located in Viacha in La Paz Department. She only went to elementary school and currently works more than ten hours in farming producing cheese and milk that she subsequently sells to cover family food and education costs. With the little she earns she does not have enough to buy a harvester.

She’s asking for the loan to buy a harvester that will make harvesting alfalfa which is the feed for her cows that produce the milk to make the cheese easier. Currently Julia uses a sickle to harvest but it is exhausting because she has to bend down all the time; the harvester will make things much easier.

Julia’s dream is to improve her income so that she can pay for her children’s university education. This is the first time she’s requested credit from IMPRO and KIVA.
View original language description ↓
Julia esta casada y tiene cuatro hijos que están en etapa escolar, viven en casa propia ocupando cuatro habitaciones pequeñas con paredes de adobe y el piso de tierra, la misma se encuentra en la localidad de Viacha, en el –departamento de La Paz.
Ella estudió solo hasta la primaria y actualmente trabaja por más de diez horas en el área de la agricultura , producción de queso y leche para posteriormente venderlos ya que debe cubrir los gastos de educación y alimentación de su familia y con lo poco que gana no le alcanza para comprar una segadora.
El crédito lo solicita para la compra de una segadora que le facilitará la cosecha de alfalfa, alimento para las vacas, quienes producen la leche que usa para la producción de quesos. Actualmente Julia usa una hoz para la cosecha, pero es muy cansador pues tiene que estar agachada todo el tiempo; con la segadora será mucho más fácil.
El sueño de Julia, es mejorar sus ingresos para poder pagar los estudios de universidad de sus hijos.
Es la primera vez que solicita crédito junto a IMPRO y KIVA.

Additional Information

About IMPRO

IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Bolivia

  • $5,500
    Average annual income
  • 196
    View loans »
    Bolivia Loans Fundraising
  • $31,028,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Julia to buy a harvester.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 27, 2012
Listed
Jul 10, 2012
Currency Exchange Loss:
N/A
Ended:
Nov 17, 2013