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Christ Roi 2 Group
In this Group: Himess, Martine, Ankira, Rachelle, Clemence, Amarlys
Himess, age 38, is married with 6 children, ages 3 to 18 years old. All 6 of his children are attending school. He also cares for his elderly father.

Himess is representing the Christ Roi 2 group. He sells wood and timber to builders and carpenters in Brazzaville. He has had this business for 3 years. He will use the loan to buy more wood for his business. His business strategy is to offer good customer service to his customers.

Himess has received 4 previous loans from Kiva’s partner, HOPE Congo. He has a good repayment record. Himess will continue to assist his children in their studies, and hopes to enable some to travel overseas to study.

Additional Information

Important Information

About HOPE Congo S.A.: HOPE Congo S.A. is a start-up microfinance institution located in Brazzaville, Republic of the Congo. As of 2009, the Republic of the Congo was the 136th-ranked country in the United Nations Development Programme’s Human Development Index. The average life expectancy is in the low 50s and food insecurity poses a constant threat to ordinary people’s well-being. Through the creation of community banks, HOPE Congo provides credit, savings, and training for entrepreneurs in Brazzaville. With their services, they aim to nourish a culture of saving and an independent community of responsible and self-sustaining entrepreneurs.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Rep.)

  • $6,600
    Average annual income
  • 0
    View loans »
    Congo (Rep.) Loans Fundraising
  • $2,281,600
    Funds lent in using Kiva
  • 520.9
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A portion of Christ Roi 2 Group's $5,775 loan helped a member to pay for wood and timber.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 26, 2012
Jul 7, 2012
Currency Exchange Loss:
Jan 15, 2013