Sharifa is 44 years old divorced woman who raises her two children alone. She is IDP (internally displaced person) and lives with her family in an IDP Settlement. She has 10 years of experience in poultry breeding. Her son helps her to breed poultry.
Depending on the season different poultry is popular among Azerbaijani people. For instance chicken are popular throughout the year, goose and ducks in autumn and winter, and turkey in winter and spring. Hence, Sharifa breeds the most popular poultry for the particular season. Her monthly income is 130 ANZ. Her son helps to look after poultry. Demand for fresh poultry meat is very popular because people in Azerbaijan use it in many popular dishes.
Sharifa would like to expand her business and purchase more poultry. For this purpose she applied for 1,000 AZN. This will be her second loan and she has good client history.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.