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Munawar's Group
In this Group: Munawar, Saeeda , Shaheen, Haseena, Hina
Munawar has a sewing and embroidery business. She sews clothes and does embroidery for her neighboring clients. She learned the art of sewing and embroidery from her mother before her marriage, and now she applies her skills toward earning profits to help support her family. Her husband has a construction supply business. They have two sons. The eldest is a car mechanic and the youngest is enrolled in the tenth grade at school.

Munawar has applied for a loan from Kiva partner Asasah for the further expansion of her sewing and embroidery business. With the loan investment, she will buy clothes and embroidery material in bulk quantities. This will allow her to improve the quality and quantity of her work and to increase her income.
She has been operating her business for many years and is confident that her business will become more successful after the investment of this loan.

In the photo, the lady holding a book (called an Asasah Passbook) is Munawar.

Additional Information

More information about this loan

Asasah offers products that are customized for its Muslim clients. This Murabaha loan is structured as an interest free loan. Asasah purchases goods for its borrower and charges them a markup or fee. For more information on Islamic microfinance, please click here.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 274
    View loans »
    Pakistan Loans Fundraising
  • $14,699,975
    Funds lent in using Kiva
  • 94.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Munawar's Group's $1,275 loan helped a member to buy clothes and embroidery material for her sewing and embriodery business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 2, 2012
Jul 7, 2012
Currency Exchange Loss:
Jun 17, 2013