Djiguéne Bakhna 38 Group
Ndèye is requesting this loan so that she can buy some fruit (mangoes, oranges and clementines) for seasonal resale. She has been in this line of work for over 5 years. The profits will enable her to support her husband with the daily household expenses. Ndèye would like to diversify her business and one day open a shop selling fabrics, and she would like to improve her family's food conditions.
Mme Ndèye demande ce crédit pour acheter et revendre des fruits (mangues, oranges, clémentines) selon les périodes .Elle pratique cette activité depuis plus de 5 ans.
Avec les bénéfices, elle pourra aider son mari pour la dépense quotidienne de la maison. Mme Ndèye veut un jour ouvrir un magasin de tissus pour diversifier son commerce et aussi améliorer les conditions alimentaires de la famille.
About UIMCECThis loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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