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Phlang is a hardworking father dedicated to a construction business, living with his family in a house located in Baray district, Kompong Tom province. Phlang is now 46 years old and married with three single children attending school. Recently, Phlang has been renovating his house and building rooms made of bricks on the ground floor. Phlang plans to rent the rooms to local teachers and students to start their part-time classes. This will give him a good return in the future.

Phlang needs more bricks and cement to finish this construction, so he is asking for a loan of US$1,100 to supplement his capital to purchase 15,000 bricks and 150 bags of cement. He hopes that he will be able to increase his household income and satisfy his living needs.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 260
    View loans »
    Cambodia Loans Fundraising
  • $38,106,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,100 helped Phlang to purchase 15,000 bricks and 150 bags of cement.
Repayment Term
27 months (Additional Information)
Repayment Schedule
Jun 25, 2012
Jul 7, 2012
Currency Exchange Loss:
Aug 6, 2012