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Update on Phelister

Phelister used her previous loan to buy bundles of wheat flour, cooking oil, beans and maize flour. Today she is requesting a new loan to buy, wholesale and in cash, the vegetables, meat, and other supplies she needs to make the dishes she sells. This would allow her to have a stock of inventory, get discounts for quick payment, and offer a varied menu to her customers who have become accustomed to her delicious flavors every day.

Phelister hopes that through Kiva many entrepreneurs will continue to get support so they can get ahead with their projects and improve their living conditions and those of their nuclear family: a message she wanted to give her lenders.

Previous Loan Details

Phelister is a married woman, with two children who attend school. She lives in a rental house that has neither electricity nor piped water. Her greatest monthly expenses are rent and school fees. For the past four years, she has operated a cafe, selling to her neighbors and passersby. With t... More from Phelister's previous loan »

Additional Information

About Yehu Microfinance Trust

This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 714
    View loans »
    Kenya Loans Fundraising
  • $44,827,200
    Funds lent in using Kiva
  • 84.0
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Phelister to buy, wholesale and in cash, vegetables, meat, and other supplies.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 13, 2012
Jul 7, 2012
Currency Exchange Loss:
Jul 17, 2013
This photo was used before for a previous loan for Phelister. It was first posted on Kiva on Apr, 2011. Learn More