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Shamiykul is 59 years old, a widow and has five children. During the time of the Soviet Union, she worked as a milkmaid at a collective farm and, to provide an additional source of income for her family, became involved in animal husbandry 22 years ago, having started this business with a sum of 8,000 som. Thanks to Shamiykul's hard work, today her business contains nine cows with offspring and nineteen sheep, and the sales of milk yield about 15,000 som per month. In order to further develop her business, Shamiykul requested a loan in the amount of 100,000 som (KGS) from the "Bai-Tushum and Partners" company to buy additional livestock. She plans to invest part of the earnings from the loan into building a house for her son, who has limited means.
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Шайымкул 59 лет, вдова, имеет 5 детей. Шайымкул во времена Советского Союза работала дояркой в колхозе и в качестве дополнительного источника дохода для своей семьи, 22 года назад начала заниматься животноводством, стартовав бизнес с суммы в 8,000 сом. Благодаря упорному труду Шайымкул в ее хозяйстве на сегодняшний день имеется 9 коров с приплодом, 19 овец, продажа молока приносит около 15,000 сом в месяц.
В целях дальнейшего развития своего бизнеса, Шайымкул обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку дополнительных голов скота. Часть доходов от кредита Шайымкул будет вкладывать в постройку дома для сына, который является человеком с ограниченными возможностями.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 57
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,291,700
    Funds lent in using Kiva
  • 47.2
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Shamiykul to purchase livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 11, 2012
Jul 9, 2012
Currency Exchange Loss:
Apr 17, 2013