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Jose Esgard

Update on Jose Esgard

José, 22, is a young entrepreneur living in Tambogrande District in northern Perú. He and his parents live in this zone which is noted for agriculture, animal husbandry and crafts. This is the second loan José gets with support from Kiva having shown great responsibility with the payment of his previous loan. Given the great success with his previous loan he’s looking for a new 2000 sol loan to buy nutritionally balanced feed for his livestock thus consolidating his business.

José has been raising and selling farm animals like sheep and pigs for a year. He has spacious corrals for his animals and he feeds them nutritionally balanced feed and natural grasses to fatten them up and then sell them to his customers at a good price earning income to cover his personal expenses. In addition, he’s also a tamarind and firewood merchant. He sells them in various parts of the valley. He has three years’ experience in his business. His mother is backing this loan; she has a parcel of land where she grows mangoes, passion fruit, cocoa beans and lemons.
View original language description ↓
José de 22 años, es un joven emprededor, que viveubicada en el distrito de Tambogrande en el norte del Peru. El y sus padres viven en esta zona que se caracterizan por la actividad agrícola, ganadera y artesana. Este es el segundo prestamo que Jose obtiene con el apoyo de Kiva, mostrando gran responsabilidad con el cumplimento del pago del prestamo anterior. Dado el gran exito de su credito anterior el busca un nuevo prestamo de 2000 soles para invertirlo en alimento balanceaod para su ganado y asi consolidar su negocio.

José se dedica a la crianza y venta de animales de corral como ovejas y cerdos, desde hace un año, cuenta con sus corrales amplios para sus animales, los alimenta con comida balanceada y pastos naturales para engordarlos y pueda venderlos a sus clientes a un buen precio, obteniendo ingresos para solventar sus obligaciones personales. Complementariamente se dedica a la compra-venta de tamarindo y leña, la cual comercializa en diferentes sectores del valle. Cuenta con 3 años de experiencia en el negocio. Su madre aval del presente crédito tiene parcela en donde ha instalado mango, maracuyá, cacao y limón.

Previous Loan Details

Jose is 21, single, and lives at home with his parents. They only have electricity utilities, located in the Tambogrande district that belongs to the Piura department. This area is characterized by its agricultural activity, livestock farming, and artisans. Jose raises and sells farm animals such... More from Jose Esgard's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 86
    View loans »
    Peru Loans Fundraising
  • $58,982,775
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Jose Esgard to purchase balanced food and invest in the health of his livestock.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 2, 2012
Jul 10, 2012
Currency Exchange Loss:
Dec 17, 2014