10 Estrellas Del Norte Group
Lidia says that she has been a member of Pro Mujer for three years. She joined through an invitation from a loan officer who visited her home. She currently has a business spinning and selling vicuña wool. She says that she started this business on the recommendation of one of her neighbors who earned a lot of money and was able to take care of her children. Lidia has been in this business for four years now.
Lidia will use the loan that she is currently taking out to increase her capital. She will raw vicuña wool which she will then spin and sell in the traditional weekend street markets in the city of El Alto. This work allows her to make income with which to support her family. She is married and has two children.
When asked what she likes about Pro Mujer, Lidia replied that she likes the health training and the loans.
La señora Lidia, indica que hace tres años que integra Pro Mujer, ingresando por invitación de una asesora que fue a su domicilio. En la actualidad ella tiene un negocio de hilado y venta de lana de vicuña, ella cuenta que este negocio lo emprendió por la recomendación de una de sus vecinas, pues ella ganaba mucho dinero y podía cuidad a sus hijos, es por eso que desde hace cuatro años atrás doña Lidia trabaja en este rubro.
El crédito que ahora sacará es para el incremento de capital (compra de lana de vicuña) mismo que tendrá que desarrollar un proceso de hilado y posteriormente venderlo en las ferias tradicionales de la cuidad de El Alto los fines de semana. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la capacitación en salud y crédito
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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