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Zoila Esperanza
Zoila lives in the city of Catarina in the department of Masaya. She has been a merchant for 15 years. She sells silver, hammocks, men’s shoes and women’s clothing and other items. She travels for work. Her sales stops are la Isla de Ometepe, Puerto Sandino and Malaca toya. She travels every five days when her customers make orders.

Currently, she has various orders, so she needs to invest in her business more. She came to our office in order to request a loan so that she can make the needed purchases to fulfill her customer’s orders.
View original language description ↓
Doña Zoila reside en el municipio de Catarina del departamento de Masaya, comerciante desde hace 15 años, el cual consiste en vender productos entre los que mencionamos plata, perezosa, hamacas, zapatos de varón y de vestir de mujer, entre otros. Ella viaja y sus punto de ventas son la Isla de Ometepe, Puerto Sandino, Malaca toya, sus viajes los realiza cada quince días, que es cuando su clientela le hace los pedidos.

Actualmente esta teniendo varios pedidos por lo que requiere invertir mas a su negocio se presenta a nuestras oficina para solicitar un financiamiento en el que pueda realizar las compras que ella necesita para poder cumplir con sus clientes.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 67
    View loans »
    Nicaragua Loans Fundraising
  • $25,083,125
    Funds lent in using Kiva
  • 23.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Zoila Esperanza purchase silver, hammocks, men’s shoes and women’s clothing and other items.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 30, 2012
Jul 10, 2012
Currency Exchange Loss:
Aug 17, 2013