Bertha is one of the group's members. She is 52 and has five children, who are 37,34,28,23 and 24. All her children are married. She will use her loan to buy seasonal footwear.
Bertha's dream is to be able to have a shoe store in the center of her city. At the moment, she sells from home, and it is very complicated for her clients because she lives on a hill, and since automobiles cannot climb it, her clients have to walk up. When it rains, it is even worse.
Bertha would like her children to work with her and for her children and grandchildren to inherit the business.
COMO VENTA DE COMIDAS,ROPA Y CALZADO.
BERTHA ES UNA DE LAS INTEGRANTES TIENE 52 AÑOS, ES MADRE DE 5 HIJOS DE 37,34,28,23 Y 24 AÑOS TODOS YA CASADOS.
ELLA UTILIZARA SU CREDITO PARA SURTIR CALZADO DE TEMPORADA.
EL SUEÑO DE BERTHA ES LLEGAR A TENER UNA ZAPATERIA EN EL CENTRO DE LA CIUDAD. YA QUE ELLA VENDE EN SU CASA, Y ESTA MUY COMPLICADO PARA LOS CLIENTES, PORQUE ELLA VIVE EN EL CERRO Y NO SUBEN LOS AUTOMOVILES Y HAY QUE LLAGAR CAMINANDO. Y EN TIEMPOS DE LLUVIA SE COMPLICA MAS.
A BERTHA LE GUSTARIA QUE SUS HIJOS TRABAJEN CON ELLA Y DESPUES HEREDARLES EL NEGOCIO A SUS HIJOS Y NIETOS.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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