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Señora Yadira lives in the department of Masaya. She has worked as a storekeeper for the last eight years. Her business consists of a footwear workshop, set up and run by her and her husband. She has three employees working in the footwear workshop, which is located in her home. Among others, they make dress shoes for girls and ladies. Señora Yadira is an enterprising woman who not only runs the footwear workshop, but also works as a seamstress of handmade clothing and is very proud of this work. She says that she does not like to limit herself to just one thing, but likes to be innovative, to offer her customers a product of excellent quality. Once again, she has applied to our CEPRODEL office for a loan that would allow her to purchase raw materials for her business and meet the demand that she feels is on the increase. She believes that her sales and income have increased, thus enabling her to provide a better quality of life for her family.
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Doña Yadira, reside en el departamento de Masaya, es comerciante desde hace 8 años, su negocio consiste en un taller de zapatería en el que junto con su esposo se encargan de echar a andar el negocio, cuenta con tres trabajadores que laboran en el taller ubicado en su casa de habitación, entre los que se mencionan el calzado que elaboran es zapatos de vestir para niñas y para damas. Doña Yadira mujer emprendedora ya que no solo maneja el taller de calzado sino que también es costurera de ropa artesanal y también tiene ese medio de trabajo el cual lo desempeña con mucho orgullo, comenta que no le gusta estar en un solo punto sino que le gusta innovar, para ofrecer a sus clientes un producto de excelente calidad. Se presenta nuevamente a nuestra oficina Ceprodel y solicitar un financiamiento que le permita suministrar de materia prima sus negocio y poder cumplir con la demanda que siente a engrandecido. Considera que sus ventas han incrementado y mejorado sus ingresos, de tal manera que le esta permitiendo dar una mejor calidad de vida a su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 70
    View loans »
    Nicaragua Loans Fundraising
  • $25,045,725
    Funds lent in using Kiva
  • 23.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Yadira to buy soles for girls' shoes, white and yellow glue, linings, trimming and fabrics.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 18, 2012
Jul 10, 2012
Currency Exchange Loss:
Aug 17, 2013