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Ana Cecilia

Update on Ana Cecilia

Ana is a humble woman who lives in León. She is 47 years old and has two children. She is a Kiva client who, as a trader, has been selling tortillas since she was 26 years old. Ana says that her first loan was a great help as she was able to invest in her business. In addition to the profit that she made, she succeeded in improving the conditions of her business premises. She used the loan to buy corn and firewood to make tortillas. However, she would like to diversify further in products offered by her business, as demand is high. That is why she now needs a loan, like the previous one, to buy corn and firewood for her business, because products are going up in price and she needs to be prepared for the rainy season. She considers that this new investment will help because she can buy the raw materials required for the business, and she will be able to meet the needs of her customers. Ana says that her next step is to buy zinc and corn to put aside for use during difficult times. She hopes to have the support of Kiva to allow her to continue with her work, since it is something that she loves doing and that has enabled her to get on in life.
View original language description ↓
La señora Ana es una humilde habitante de León, de 47 años de edad, madre de dos hijos, ella clienta Kiva de oficio comerciante se dedica a la venta de tortillas desde los 26 años de edad. Ana dice que su primer préstamo fue de gran ayuda porque pudo invertir en su negocio además de las ganancias que obtuvo logro mejorar las condiciones del local, utilizo el crédito para comprar maíz y leña para hacer tortillas, pero ella quiere diversificarse aun mas en productos para su negocio ya que la demanda es mucha es por esta razón que hoy requiere del crédito al igual para comprar maíz y leña para su negocio pues los productos van subiendo de precios y necesita estar preparada para la temporada de lluvia, ella estima que esta nueva inversión será de ayuda porque podrá comprar la materia prima necesaria para el negocio, podrá satisfacer las necesidades de sus clientes, Ana dice que su siguiente paso es comprar zinc y maíz para ir guardando para las temporadas difíciles, ella espera contar con el apoyo de Kiva para mantener su trabajo ya que es algo que le gusta hacer y con lo que ha podido salir adelante.

Previous Loan Details

Ana, a humble storekeeper who is 46 years old, lives in the city of León. She is the mother of two children who are 28 and 17, respectively. She sells tortillas. She began this business when she was 26 years old. Since that time, this has been her main business as well as a way to make an inc... More from Ana Cecilia's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 109
    View loans »
    Nicaragua Loans Fundraising
  • $24,828,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $325 helped Ana Cecilia to buy corn and firewood.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 26, 2012
Jul 10, 2012
Currency Exchange Loss:
Apr 18, 2013