Update on Ana CeciliaAna is a humble woman who lives in León. She is 47 years old and has two children. She is a Kiva client who, as a trader, has been selling tortillas since she was 26 years old. Ana says that her first loan was a great help as she was able to invest in her business. In addition to the profit that she made, she succeeded in improving the conditions of her business premises. She used the loan to buy corn and firewood to make tortillas. However, she would like to diversify further in products offered by her business, as demand is high. That is why she now needs a loan, like the previous one, to buy corn and firewood for her business, because products are going up in price and she needs to be prepared for the rainy season. She considers that this new investment will help because she can buy the raw materials required for the business, and she will be able to meet the needs of her customers. Ana says that her next step is to buy zinc and corn to put aside for use during difficult times. She hopes to have the support of Kiva to allow her to continue with her work, since it is something that she loves doing and that has enabled her to get on in life.
Previous Loan DetailsAna, a humble storekeeper who is 46 years old, lives in the city of León. She is the mother of two children who are 28 and 17, respectively. She sells tortillas. She began this business when she was 26 years old. Since that time, this has been her main business as well as a way to make an… More from Ana Cecilia's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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