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Zamira
Zamira is 41 years old, married, and bringing up four children. After the Soviet Union had fallen apart and she lost her job, Zamira searched for a source of income for her family and launched her business selling farm produce (vegetables and fruits). Having launched her business with the starting capital of 1,000 KGS. Thanks to Zamira’s resilience and hard work, she has been able to grow her business, which now brings in a monthly income of 16,000 KGS.

Thanks to the revenues from her business, Zamira has been able to educate two of her children.
In order to develop her commerce further, Zamira turned to “Bai Tushum & Partners” for a loan in the amount of 50,000 KGS for expanding her stock. Zamira plans to reinvest the resulting revenues in a further business expansion. In the future, she plans to be active in both selling produce and raising livestock so that these activities would complement each other during off-season periods.
View original language description ↓
Замире 41 год, замужем, воспитывает четверых детей. В поисках источника дохода для своей семьи, после развала Советского Союза и потери работы, Замира начала свой бизнес в торговле сельхозпродукцией – овощами и фруктами. Стартовав с суммы 1,000 сом (KGS), Замира благодаря настойчивости и упорному труду, сумела развить свой бизнес с ежемесячным доходом в сумме 16,000 сом (KGS). Благодаря доходам от бизнеса, Замира смогла дать образование своим двум детям.
В целях дальнейшего развития своего бизнеса в торговле, Замира обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS) на расширение ассортимента представленного товара за счет сезонных ягод - клубники и черешни. Доходы от кредита Замира планирует вложить в дальнейшее расширение своего бизнеса, а в будущем – планирует развивать как торговлю, так и животноводство в целях взаимного пополнения в несезонное время.


Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,100
    Average annual income
  • 203
    View loans »
    Kyrgyzstan Loans Fundraising
  • $9,726,375
    Funds lent in using Kiva
  • 47.2
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Zamira to broaden an assortment of goods.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 4, 2012
Listed
Jul 11, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 19, 2013