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Basma is a 47-year-old housewife with a big family of nine sons and daughters. However, Basma is not a traditional housewife, but a practical and ambitious business woman. She owns a small business making dresses and doing traditional dress embroidery. She has started to teach her daughters the business so they may help her and follow in her footsteps.

Basma's success in her small business is reflected by how much her products have spread throughout the market and in how many exhibitions she participates. She has done quite well so far.

Now she has applied for a loan to buy a new sewing machine for her daughter in order to increase her productivity. And she hopes in the future to rent a small place next to her house and turn it into a sewing and embroidery workshop where she can employ more of the neighborhood’s housewives.

Additional Information

About National Microfinance Bank

Jordan is a small country located in the heart of the Middle East’s Levant region. Regional instability has caused Jordan to be excluded from global investments for decades. Additionally, a lack of natural resources—including water and energy—places tremendous strain on the Jordanian economy, over 80% of which consists of small businesses, largely in the service industry. Despite their importance in the economy, many of these businesses are excluded from the banking sector because of their size. Microfinance institutions like National Microfinance Bank offer them an opportunity to enhance and expand their businesses. NMB also offers its services to other underprivileged peoples in Jordan, providing them with loans to pursue educational goals and improve their homes and livelihoods.

About Jordan

  • $6,100
    Average annual income
  • 55
    View loans »
    Jordan Loans Fundraising
  • $8,248,500
    Funds lent in using Kiva
  • 0.7
    Jordan Dinars (JOD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,850 helped Basma to buy a new sewing machine.
100% repaid
Repayment Term
24 months (Additional Information)
Repayment Schedule
Jun 3, 2012
Jul 6, 2012
Currency Exchange Loss:
Nov 17, 2013