Djiguène Bakhna 41 Group
Racky is the group's president. She has been selling fabric, shoes and bags for five years. She is married and takes care of her children's education.
With the profits she makes in her business, Racky would like to help her eldest son with his college education.
Madame Racky est la présidente, et elle s’active dans la vente de tissus, chaussures sacs et cela depuis 5 ans déjà. Elle est mariée et s’occupe de la scolarité de ses enfants.
Avec les bénéfices de son activité, elle veut aider son fils ainé dans ses études supérieures universitaires.
About UIMCECThis loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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