Phork is 25 years old, married and the mother of two young kids. She lives with her husband and children in the Baray District of Kompong Tom Province. She works as a farmer, cultivating various kinds of crops on her own farmland. She grows rice, beans and vegetables for sell. Her husband helps her in the business and also dedicates time to the animal trading business. Her husband is the main income provider of the family.
To help her husband in his business, Phork decided to ask for a loan from HKL and Kiva to purchase cows for trading purpose. She believes that this investment will increase profits for the business. She hopes that lenders will continue to help her family go further in their business ventures. With the increase in income, Phork will reinvest in the business and save a portion of it for future emergencies.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.