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Josefa
Josefa is a retail store owner. She is 53 years old, married to a farmer, and has seven children. They are not attending school anymore because some are already married while others have finished a degree and found local employment.

Josefa would like to keep increasing sales capacity but she has insufficient fund now so she is asking for a loan of P20,000 to buy canned goods, soft drinks, eggs, shampoo, soap and detergents to sell.

Josefa also hopes to keep extending good relationships with all her valued customers for more sales and profits. This will lead her to achieve financial stability someday.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $1175
    Average annual income
  • 264
    View loans »
    Philippines Loans Fundraising
  • $53,163,375
    Funds lent in using Kiva
  • 42.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Josefa to buy canned goods, soft drinks, eggs, shampoo, soap and detergents to sell.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 14, 2012
Listed
Jul 6, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2012