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Kong is a resident living in Baray district of Kompong Tom province. She lives there with her family: her husband and three dependent children. At the same time, Kong sells fish caught by her husband, raises some poultry and plants crops to generate income for her family. She typically earns around USD 6.00 per day through her effort. Kong has been engaged in these businesses since 2003. She is now 43 years old.

In order to make healthy living conditions, Kong is asking for a loan in the sum of USD 1,500 to add to her capital to build a toilet and bathroom for household use. And with the remaining funds, she will purchase fishing materials for her husband. Kong aims to send her children to university after their studies at high school. She really appreciates all the help lenders gave her. Kong promises to pay her loan back to lenders honestly and punctually, as it’s now her fifth cycle loan from HKL.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 284
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Kong to build a toilet and bathroom for household use.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 8, 2012
Jul 6, 2012
Currency Exchange Loss:
Dec 17, 2013