Vuthy (in the photo) is 28 years old and his wife, Sova, age 28, is a garment worker. They have been married since 2006 and have two young sons. The family lives in a suburb of Phnom Penh.
Vuthy is hired to sell recycling materials and gets paid with fees. He wants to launch his own business buying and selling recycling materials, but he does not have capital. Hence, he has decided to apply for a loan to help his capital.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.