Sokneang (in the photo), age 27, is a garment worker. Her husband, Chhom, age 26, is a construction worker. Besides this, they also grow rice when rice farming season comes. Sokneang is requesting a loan in the amount of $1,100 to purchase a motorized hand tiller to assist in her rice farming. Because she does not have a motorized hand tiller, she borrows one from her father, who is also a rice farmer. With a motorized hand tiller, which she will buy with the money from the loan, Sokneang will have her own and not borrow from her father anymore.
Sokneang and her husband have been married since 2009 and have one young son. They live a suburb of Phnom Penh.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.