Orn (in the photo), age 53, is a tailor. Her husband, Bie, age 55, is a construction worker. They have been married since 1985 and have four children--one son and three daughters. Two are married and live separately; one is a garment worker and another one is a construction worker. The family lives in a village, about forty kilometers from Phnom Penh City.
In addition to their other work, Orn and her husband also grow rice for food. She is applying for her first loan in the amount of $1,000 to purchase two oxen. She will use the oxen to plow her farmland.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.