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La Florida  (Cuenca) Group
In this Group: María Lastenia, Ana Cristina, María Angelita, Ruth Angelita, Janneth Aracely, Alejandro Dario, Carlos Santiago*, Deisi Sabelina
* not pictured
The La Florida communal bank is comprised of six women and two men who live in different parts of the city of Cuenca. This city is known as the Santa Ana of the Four Rivers. In December 1999 it was named a Cultural World Heritage Site. Cuenca has a varied geography, which provides beautiful landscapes to enjoy nature. Its people, like all of our members, still maintain the culture and traditions of their pueblos. They are kind, gracious, and very hard-working.

María Lastenia, age 44, is one of the members of this group. She is married, and they have four children, ages 19, 18, 15, and 10. Her first daughter is married and lives independently. Her second child attends the university. Her third child goes to high school, and her last child goes to a city school. Her husband is a driver for a private company. The house they live in belongs to them.

María Lastenia devotes herself to the household chores. She has also been selling clothes for six months. She does this by going from place to place in the city, and she also sells to her friends and family members.

This is her third loan with her communal bank. She will use it to buy clothes to stock her merchandise.

Her dream is to have a place or a boutique where she can sell her merchandise.
View original language description ↓
El banco comunal La Florida está formado por 6 socias y 2 socios quienes viven en diferentes lugares de la ciudad de Cuenca, esta ciudad conocida como la Santa Ana de los 4 ríos, desde Diciembre de 1999 es Patrimonio Cultural de la Humanidad, tiene una geografía accidentada, cuenta con diferentes lugares para disfrutar de la naturaleza. Su gente al igual que todas nuestras socias aun mantienen la cultura y tradiciones de sus pueblos, son personas amables, gentiles y muy trabajadoras.

Una de las socias de este grupo es la Señora. María Lastenia, tiene 44 años, es casada y fruto de su unión conyugal ha concebido 4 hijos de 19, 18, 15 y 10 años de edad, su primera hija es casada y vive independiente, su segundo hijo estudia en la universidad, su tercer hijo en el colegio y su último hijo estudia en una escuelita de la ciudad. Su esposo es de profesión chofer y presta sus servicios a una empresa privada, la casa en la que viven es de su propiedad.

Doña María Lastenia se dedica a los quehaceres de su hogar, pero hace 6 meses también se dedica a la venta de ropa, esta actividad la realiza recorriendo la ciudad y también vende a sus amigos y familiares.

Este es el tercer crédito que realiza en el banco comunal y lo va a invertir en la compra de ropa para surtir su mercadería.

Su sueño es tener un local o una boutique para vender su mercadería.


Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 14
    View loans »
    Ecuador Loans Fundraising
  • $22,842,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of La Florida (Cuenca) Group's $3,100 loan helped a member to buy clothes.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 21, 2012
Listed
Jul 9, 2012
Currency Exchange Loss:
N/A
Ended:
Dec 15, 2012