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Vilma Del Carmen

Update on Vilma Del Carmen

Vilma is always tending to her store. These days, she is interested in a new loan that will allow her to purchase more items to offer more variety in her store, non-perishable items such as noodles, rice, beans, and detergents, as well as bread, snacks, and cookies. Her desire is to maintain her customer base.

She says that her previous loan helped her to see a positive effect in her earnings through the purchase of merchandise which increased product availability for her customers, which in turn provided her with a better opportunity to make sales and be able to have more stability for her family.
View original language description ↓
Vilma, se encuentra administrando siempre su tienda, hoy en día está interesada en un nuevo préstamo que le permita comprarse más artículos para variar la tienda, productos no perecederos como las pastas, arroz, frijoles, detergentes, así como también el pan, boquitas y galletas, con la intención de mantener la preferencia de sus clientes.

Ella manifiesta que con el préstamo anterior logró dar un efecto positivo a sus ganancias a través de la compra de mercadería aumentando la disponibilidad para sus clientes, esto le ha dado mayor oportunidad de ventas y poder tener una mejor estabilidad de la familia.

Previous Loan Details

Vilma lives with her husband, and doesn't have children. She runs a store, where she sells products for daily use. She has had the business for 5 years, with her husband's help. She is applying for a loan to buy merchandise: cooking oil, eggs, bread, detergents, soft drinks, juices; to impr... More from Vilma Del Carmen's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 604
    View loans »
    El Salvador Loans Fundraising
  • $28,040,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $250 helped Vilma Del Carmen to purchase noodles, rice, beans, detergents, and bread.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jun 13, 2012
Jun 30, 2012
Currency Exchange Loss:
Apr 19, 2013
This photo was used before for a previous loan for Vilma Del Carmen. It was first posted on Kiva on Sep, 2011. Learn More