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Update on Enrique

Enrique continues working providing security services and having his wife’s support since she continues selling fruit helping each other to cover household expenses since they both share the objective of improving their living conditions.

With this loan he will continue to improve his family’s hygiene situation since he will enclose the entire bathroom with concrete and will make the respective divisions since erecting the previous wall affected this improvement. He will buy building materials and supplies to continue erecting walls and to finish since this is of great relevance for his home.
View original language description ↓
Don Enrique sigue laborando en servicios de seguridad, contando con el apoyo de su esposa, ya que también sigue vendiendo frutas, ayudándose para los gastos del hogar. Ya que ambos como objetivo es mejorar las condiciones de su vivienda.
Con este préstamo seguirá dando mejor condición de aseo personal a su familia, ya que cerrara todo el baño de concreto y hará sus respectivas divisiones, ya que anteriormente al hacer el muro afecto esta mejora, lo que comprara materiales de construcción para seguir levantado las paredes y terminar ya que es de gran relevancia en su hogar.

Previous Loan Details

Enrique is a father who has been making improvements to his home for his family's well-being. They have few economic resources. He works in a public school as a security guard, and works overtime to increase his income. He has the support of his wife who sells fruit at the school, which helps ... More from Enrique's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 79
    View loans »
    Nicaragua Loans Fundraising
  • $25,384,750
    Funds lent in using Kiva
  • 23.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Enrique to buy building supplies to build a bathroom.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 15, 2012
Jul 9, 2012
Currency Exchange Loss:
Aug 18, 2013