María Del Transito
Update on María Del TransitoMaría is 26 years old; she is married and has a child. She works selling products, in a food stall, activity she learned from her aunt, who has done that for a living her whole life. She buys the products she needs in a city in the eastern side of the country that is about fifteen minutes away from her house, by car. She previously requested a Kiva loan. Today she is asking for another one in order to buy another food stall, and she wants to supply it with candy, beverages, fast food, etc. to generate more income since the first food stall produced good profits. Maria wants to strengthen her businesses, satisfying her customers' demands, so that they will prefer to buy from her, because there is plenty competition in the area. This will allow her to earn a higher income, to provide her child with an education and for the new member of the family who will be born soon.
Ella anteriormente solicito un préstamo KIVA. Hoy solicita otro préstamo para comprar otro cafetín y quiere surtirlo de golosinas, bebidas, comida rápida, etc. Generando más ingresos, ya que del primer cafetín recibió buenas ganancias. Maria desea que sus negocios se fortalezcan, satisfaciendo la demanda de sus clientes, para que la prefieran, debido a que en la zona existe competencia y puedan generarle ingresos mayores, para brindarle la educación a su hijo y para el nuevo integrante de la familia que pronto va a nacer.
Previous Loan DetailsMaria is 25 years old. She lives with her partner and two children. For seven years, she has worked as an employee selling food products in a stall in a school. Because of this, she has a lot of experience in this business and with children's tastes. She wakes up at 4:30 a.m. in order to go prepare… More from María Del Transito's previous loan »
About CrediCampoThis loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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