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José Rómulo
José Romulo learned to work with coffee by first working as a day worker. He did that until, as time passed, he was able to save money and buy his own land. He did this 38 years ago in order to become a coffee producer.

José Romulo now produces ten tons of organic coffee annually. He sells it to the Unión Regional de Huatusco to be exported. One of the concerns that he now has is performing all of the most technical processes involved with coffee. This way he would be able to take better advantage of the resources he has. He would also manage better conservation of the environment and his land.

In order to begin to carry out this action he needs to do cleaning work and to prepare part of his farm. He needs a loan to do this. In the future José Romulo would like to be able to expand his house and built another one for his children. In a few years he would also like to be able to have good assets for when he has to retire.
View original language description ↓
José Romulo aprendió a trabajar con el café desempeñándose primero como jornalero hasta que con el paso del tiempo pudo ahorrar dinero y comprar su propio terreno para así convertirse en productor de café desde hace 38 años. Actualmente José Romulo tiene una producción anual de 10 toneladas de café orgánico, la cuales vende a la “Unión Regional de Huatusco” para que sean exportadas. Una de las preocupaciones que él tiene actualmente es realizar todo los procesos que involucran al café de manera más técnica, ya que así podrá aprovechar mejor los recursos con que cuenta y también logrará una mejor conservación del medio ambiente y su terreno. Para comenzar a llevar a cabo está acción necesita hacer labores de limpieza y preparación de una parte de sus finca y para ello necesita un crédito. A José Romulo en un futuro le gustaría poder ampliar su casa y construir otra para uno de sus hijos. También le gustaría en unos años poder tener un buen patrimonio para cuando tenga que retirarse.

Additional Information

More information about this loan

These loans are designed to help farmers expand their existing crop yields and increase their incomes. The loans are designed to fit the agricultural cycle, allowing farmers to make purchases during the planting season and repay following the harvest. Coffee production loans help farmers maintain and grow their fields by cleaning, pruning, fertilizing, and conserving the grounds, delivering water, and replanting trees needed to shade the coffee plants.

Important Information

La Union Regional de Pequeños Productores de Cafe Huatusco (or, La Union Regional) is a member-owned, Fair Trade-certified coffee cooperative based in the state of Veracruz, Mexico. Kiva helps fund loans for La Union Regional’s members, allowing them to plant more crops and convert to more profitable organic farming methods. La Union Regional is backed by Fair Trade USA and Green Mountain Coffee Roasters, which retails members’ coffee.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

Because La Union Regional’s core business is not microfinance, there is some level of additional risk for lenders. Kiva’s partnership with La Union Regional is unique and unprecedented. For this reason, Kiva has not assigned the organization a risk rating. More information can be found on La Union Regional’s partner page.

About Mexico

  • $15,600
    Average annual income
  • 59
    View loans »
    Mexico Loans Fundraising
  • $20,015,475
    Funds lent in using Kiva
  • 13.6
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped José Rómulo to clean his land and prepare it for planting.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Jul 31, 2012
Jul 9, 2012
Currency Exchange Loss:
Jun 1, 2013