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Rosa Matilde
Rosa, 23, is from the city of Granada and is the mother of one son who is in her care. She has been a seamstress for two years and her educational level is elementary since her economic situation prevented her from completing her studies.

Despite her young age she’s a very hardworking person since she helped her mother while still little; her mother was in the same occupation and she gradually acquired experience and business savvy from her. Later on, Rosa with support from a girlfriend decided to travel to Managua in search of more customers to bring to her mother with the goal of helping with household expenses.

Then her mother became ill and left the business in Rosa’s hands which she’s moved forward with hard work and her own efforts. This is her first business and she gets help from her sister. She sells her products in Managua and Masaya to attract more customers. Her hope is to grow in production with various styles to offer customers.

She’s asking for the loan to buy fabric at wholesale, buttons and lace and all necessary accessories to make her outfits. Rosa figures that this investment will be of help because she’ll be able to offer her customers new styles of products to earn more profits for household expenses. Her future plan is to continue to offer high quality products to her customers and her immediate goal is to increase sales to earn better income in order to get ahead with her family.
View original language description ↓
La Joven Rosa de 23 años de edad, es originaria de la ciudad de Granada, madre de 1 hijo que esta a su cargo, ella de oficio comerciante se dedica a la costura desde hace 2 años, su nivel académico es hasta la primaria debido a que su situación económica no le permitió culminar sus estudios. Ella a pesar de su corta edad es una persona muy trabajadora pues desde pequeña le ayudaba a su mama ya que ella se dedicaba a la misma actividad de donde fue adquiriendo experiencia y dominio del negocio, después Rosa con apoyo de una amiga decide viajar a Managua en busca de mas clientes para llevarle a su mama con el objetivo de ayudar con los gastos del hogar, luego la mama enferma, deja a cargo del negocio a Rosa el cual ha sacado adelante con arduo trabajo y esfuerzo propio, siendo este su primer negocio donde recibe el apoyo de su hermana, sus productos los comercializa en Managua y en Masaya para mayor atracción de clientes, su expectativa es crecer en producción con estilo variados para ofrecer a los clientes.
Solicita el crédito para comprar tela al por mayor, botones y encajes, todo los accesorios necesarios para realizar sus trajes. Rosa estima que esta inversión será de ayuda ya que podrá ofrecer a sus clientes nuevos estilos de productos para obtener mas ganancias para los gastos del hogar, sus planes futuros es seguir ofreciendo productos de alta calidad a sus clientes, sus metas próximas es aumentar sus ventas para obtener mejores ingresos para poder salir adelante con su familia.

About Nicaragua

  • $4,800
    Average annual income
  • 111
    View loans »
    Nicaragua Loans Fundraising
  • $24,832,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $225 helped Rosa Matilde to buy sewing supplies at wholesale.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 22, 2012
Listed
Jun 29, 2012
Currency Exchange Loss:
N/A
Ended:
Jan 19, 2013