Omelvin J. is 35 years old and lives in Logan Town. He is married and has two children, ages 9 and 12, who attend school. Omelvin J. has been operating a provisions shop for the past two years now. He sells soap, toothpaste, rice, oil, tissue, and batteries, among other things. He has little capital to operate his business, so he is requesting a loan to purchase more rice, oil, soap, tissue, batteries, and toothpaste. He plans to build a house for his children,and educate them.