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Nyrgul is 31 years old, married and has four children. Nyrgul has been doing animal husbandry and field crop cultivation for the last thirteen years as a main source of income for her family, a business which she stated with a purchase of two heifers. Because of her hard work Nyrgul now has three cows, two horses, twenty sheep as well as the sale of milk which bring around 20,000 som a month.

With the goal to further grow her business Nyrgul has come to Bai Tushum and Partners for a loan in the amount of 100,000 som (KGS) to buy additional heads of livestock to send them to summer pasture. Nyrgul is investing into preparation for the school year for her youngest daughter who is going to first grade this year, and in the future to further growth her business.
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Нургуль 31 год, замужем, воспитывает 4 детей. Нургуль в качестве основного источника дохода для своей семьи, на протяжении 13 лет занимается животноводством и полеводством, начав этот бизнес с покупки двух нетелей. Благодаря упорному труду Нургуль в ее хозяйстве на сегодняшний день имеется 3 коровы, 2 лошади, 20 овец, продажа молока приносит около 20,000 сом в месяц.
В целях дальнейшего развития своего бизнеса, Нургуль обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку дополнительных голов скота для отправки их на летнее пастбище. Доходы от кредита Нургуль в этом году будет вкладывать в подготовку к учебному году для младшей дочери, которая идет в первый класс, а в будущем – в дальнейшее расширение хозяйства.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 88
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,751,450
    Funds lent in using Kiva
  • 47.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Nyrgul to purchase livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 7, 2012
Jul 5, 2012
Currency Exchange Loss:
Jun 17, 2013