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Dilshoda is a young woman of thirty years of age. She is married and has two children. Dilshoda is a very hardworking woman. She is an obstetrician and works in a hospital. She loves her profession. Her husband is a diver. They have been dreaming to purchase a refrigerator for a long time because their old one has broken down many times. During the summer it is very hard to keep the food without a refrigerator. Dilshoda has decided to take out a loan and use it to purchase a refrigerator and make her dream come true. She is grateful to such organizations because with their help the people who need financial support can improve their living conditions.
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Дильшода молодая женщина в возрасте 30 лет.Она замужем имеет двоих детей.Дильшода очень трудолюбивая женщина.Она акушерка,работает в больнице.Очень любит свою профессию. Муж водитель.Они давно мечтают купить холодильник, потому что их старый холодильник уже несколько раз выходил из строя.В летнее время очень тяжело хранить продукты без холодильника.Дильшода решила взять кредит и на полученный займ хочет осуществить свою мечту купив холодильник.Она благодарна таким организациям потому что с их помощью люди нуждающиеся в финансовой поддержке могут решить свои бытовые условия.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 198
    View loans »
    Tajikistan Loans Fundraising
  • $29,692,225
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Dilshoda to purchase a refrigerator.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 15, 2012
Jul 5, 2012
Currency Exchange Loss:
Jul 17, 2013