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Timas, 29, is married and resides with her three children in Kampong Chhnang Province, Cambodia. She has been selling fertilizer for more than four years, earning approximately $3 per day. Her husband is an arc welder who earns about $4 each day.

In order to improve her family’s finances, Timas is requesting a loan of $600 to purchase more fertilizer for resale. By doing so, she would earn more profit to support her family. In the future, she would like to expand her business and to send her children to a good school.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 123
    View loans »
    Cambodia Loans Fundraising
  • $35,126,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Timas to purchase more fertilizer for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 5, 2012
Jul 6, 2012
Currency Exchange Loss:
Jul 17, 2013