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Kulsumkhan is 50 years old, married and has four children. As a source of her primary income, she has been involved in animal husbandry and farming since 1997, having started this business with an initial sum of 50,000 som (KGS). Thanks to her hard work, today Kulsumkhan's business contains two dairy cows with offspring, one horse, and 1.20 hectares of land with beans and potatoes. The profit from the sales of milk amounts to 5,000 som. In order to further develop her business, Kulsumkhan requested a loan in the amount of 60,000 som (KGS) from the "Bai-Tushum and Partners" company to purchase two heifers. She plans to invest the earnings from the loan into a continued increase of domestic livestock quantities.
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Кулсумхан 50 лет, замужем, имеет 4 детей. В качестве основного дохода с 1997 года Кулсумхан занимается животноводством и полеводством, начав этот бизнес со стартовой суммы в 50,000 сом (KGS). Благодаря упорному труду Кулсумхан, в ее хозяйстве на сегодняшний день имеется 2 дойные коровы с приплодом, 1 лошадь, 1,20 га земли с фасолью и картофелем, прибыль от продажи молока составляет 5,000 сом.
В целях дальнейшего развития своего бизнеса, Кулсумхан обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 60,000 сом (KGS) на покупку 2 нетелей. Доходы от кредита Кулсумхан планирует вложить в дальнейшее увеличение количества домашней скотины.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 61
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,891,700
    Funds lent in using Kiva
  • 47.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Kulsumkhan to purchase cattle.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
May 30, 2012
Jul 5, 2012
Currency Exchange Loss:
Feb 15, 2013