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Lim, 32, is a married woman who lives with her husband and two school-age children in the Prey Chor district of Kompong Cham province. She cultivates primarily rice on her farmland to earn her livelihood. In addition, she devotes time to raising pigs at home for additional income.

Lim is happy because she has a supportive husband who helps her manage most of the maintenance of the rice field. Together, they agreed to continue sending their children to school so that they can earn degrees and become professionals someday. Lim believes that education is one of the most important tools to alleviate poverty.

As of now, Lim is taking out a loan from HKL, a longstanding Kiva partner, to purchase timbers and construction supplies to repair and expand her house. She hopes to receive the loan from lenders to improve her family’s living condition. In the coming years, Lim plans to save money to purchase an extra plot of farmland to increase her rice output.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 46
    View loans »
    Cambodia Loans Fundraising
  • $38,700,050
    Funds lent in using Kiva
  • 4,110.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Lim to purchase timbers and construction supplies to repair and expand her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 22, 2012
Jul 6, 2012
Currency Exchange Loss:
Mar 21, 2013