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Arapatkhan is 58 years old, widowed, and has three children. Arapatkhan has been raising livestock since 1987; she started her business with 20,000 soms. Thanks to her hard work, Arapatkhan's business now has 15 sheep, and earns quarterly profits of about 20,000 soms (KGS) from the sale of meat products. To develop her business further, Arapatkhan has turned to Bai Tushum & Partners for a loan in the amount of 80,000 soms (KGS) to buy some dairy cattle. Arapatkhan plans to invest the proceeds from the loans into further increasing her number of domestic livestock.
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Арапатхан 58 лет, вдова, имеет 3 детей. Арапатхан с 1987 года занимается животноводством, начав этот бизнес со стартовой суммы в 20,000 сом. Благодаря упорному труду Арапатхан, в ее хозяйстве на сегодняшний день имеется 15 овец, ежеквартальная прибыль с продажи мясных продуктов составляет около 20,000 сом (KGS).
В целях дальнейшего развития своего бизнеса, Арапатхан обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 80,000 сом (KGS) на покупку дойных коров. Доходы от кредита Арапатхан планирует вложить в дальнейшее увеличение количества домашней скотины.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 82
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,761,025
    Funds lent in using Kiva
  • 47.1
    Kyrgyzstan Soms (KGS) = $1 USD
A loan of $1,700 helped Arapatkhan to purchase cattle.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 12, 2012
Jul 4, 2012
Currency Exchange Loss:
Aug 3, 2012