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Jumagul is a sixty-two year old widow. She's raised two children and is now caring for her thirteen-year-old nephew. In 1996, searching for a new source of income, she began a farming and animal raising business from a starting capital of 15,000 soms (KGS). Thanks to her hard work and dedication, her business has grown to include 6 cows with offspring, 10 heads of small-horned cattle, 2 horses, 3 hectares of land she uses to grow potatoes and grain crops on and a monthly income of 7,500 soms (KGS) by selling milk.

Hoping to expand to her business even further, Jumagul approached "Bai Tushum and Partners" with a request for a loan of 70,000 soms (KGS) in order to purchase some small-horned cattle. She plans to reinvest the profits from the loan back into her business.
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Жумагул 62 года, вдова, воспитала 2 детей, заботится о племяннике 13 лет. В 1996 году, в поисках источника дохода для своей семьи, Жумагул начала свой бизнес в животноводстве и полеводстве со стартовой суммой в 15,000 сом (KGS). Благодаря настойчивости и упорному труду, Жумагул сумела развить свой бизнес с хозяйством, насчитывающем 6 коров с приплодом, 10 голов мелкого рогатого скота, 2 лошади, 3 га орошаемой земли с картофелем и зерновыми культурами, ежемесячный доход от продажи молока составляет сумму около 7,500 сом (KGS). В целях дальнейшего развития своего бизнеса, Жумагул обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 70,000 сом (KGS) на покупку дополнительных голов мелкого скота. Доходы от кредита Жумагул планирует вложить в дальнейшее развитие бизнеса.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 100
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,740,225
    Funds lent in using Kiva
  • 47.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Jumagul to purchase livestock.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 7, 2012
Jul 3, 2012
Currency Exchange Loss:
Jul 18, 2013