Marthen has been running a kiosk business for more than 11 years. It is adjacent to his house. He sells household items like bath soap, detergent, biscuits, cigarettes, soft drinks, and cakes. Due to the increase in his children's schooling expenses, Marthen is thinking of improving his business in order to generate more income by selling rice in bulk. Therefore, he is requesting a loan in the amount of IDR 10,000,000 from TLM.
About Tanaoba Lais ManekatThis loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.
TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.
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