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Panha is 26 years old. He is married and blessed with one child. He and his family live in Siem Reap Province, Cambodia. He is a private electricity provider who earns about $7 per day. His wife is a homemaker. Because of the difficulty in the family’s transportation, Panha is requesting a loan of $500 to purchase a motorbike for commuting. This purchase will help him reduce his transportation expenses. In the future, he would like to expand his business and send his child to a good school. Moreover, he hopes to rebuild his present house to make it bigger and more comfortable for his family.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 281
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Panha to purchase a motorbike for commuting.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 5, 2012
Jul 5, 2012
Currency Exchange Loss:
Aug 17, 2013