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Martha Maria
Martha is 31 years old and lives in the city of Mala, which is characterized by its warm and welcoming climate, its beautiful beaches, its agriculture (especially the cultivation of corn and cotton), as well as the generosity of its residents. Martha lives with her husband, who works as a taxi driver and also seasonally in the winter as a bricklayer. Together, they cover the expenses of their household. In her free time, Martha likes to listen to music, and more than anything, to relax a little from the demands of her work. She only has a secondary-level education, but she would have liked to study business administration.

Martha puts a lot of effort into her beauty salon, to which she devotes around 10 hours each day and serves up to 12 clients daily. She is very creative and above all, organized. Martha believes that this is why her business does well, and also because she is very friendly toward her clients.

Martha is very grateful to Kiva lenders, and thanks to their help, she will be able to purchase materials for her salon, like good quality dyes, talcum powder, hair creams, wholesale shampoo, scissors, and hair clippers, among other things. With this improvement, she will have the necessary materials to be able to perform her work and above all, to provide better service to her clients and increase her income. In this way, she will continue working and struggling to make her greatest dream a reality: "to finish building our house from good quality materials and to have a great beauty salon."
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Martha tiene 31 años de edad, vive en la ciudad de Mala, ciudad que se caracteriza por su clima cálido y acogedor, sus playas hermosas, su agricultura en especial el cultivo de maíz, algodón, entre otros, asimismo por la generosidad de sus pobladores. Martha vive al lado de su esposo quien trabaja como chofer de taxi y en temporada de invierno trabaja como albañil, juntos se apoyan con los gastos propios del hogar. Martha en sus tiempos libres le gusta escuchar música y sobre todo porque se relaja un poco del cansancio propio del trabajo. Ella solo tuvo estudios secundarios, pero le hubiera gustado estudiar administración de empresas.

Con mucho esfuerzo Martha trabaja en su negocio de peluquería, ella le dedica alrededor de 10 horas al día y puede atender hasta 12 clientes diariamente, es muy creativa y sobre todo ordenada por ello ella cree que le va bien en su negocio ya que también trata de manera amable a sus clientes.

Martha está muy agradecida con los prestatarios Kiva ya que gracias a la ayuda que le han brindado ella podrá comprar materiales para su negocio como tintes de buena calidad, talco, cremas de cabello, shampoo al por mayor, tijeras, cortadoras de cabello entre otros, con esta mejora ella tendrá los materiales necesarios para poder realizar su trabajo y sobre todo dar una mejor atención a sus clientes y mejorar sus ingresos asi ella seguirá trabajando y luchando para hacer realidad su más grande sueño:” Terminar de construir su casa de material noble y tener unas gran peluquería”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 125
    View loans »
    Peru Loans Fundraising
  • $56,814,000
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD
Expired
A loan of $1,150 helped Martha Maria to purchase salon supplies (good quality dyes, talcum powder, hair creams, wholesale shampoo, scissors, and hair clippers, among other things).
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 22, 2012
Listed
Jul 8, 2012
Currency Exchange Loss:
Possible
Expired:
Aug 7, 2012