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Jose Pablo

Update on Jose Pablo

Jose is 25 years old and lives in his own house with his wife and children. He does not have all the basic services as his house is located in the rural district of northern Peru, Tambogrande. Most people in the area develop agriculture, livestock and crafts. He has proven to be a very responsible and punctual person, as this is his second loan with Alternative Edpyme supported by Kiva. This time Jose wants to invest in his business of selling fish, as well as food for other animals.

Jose devotes himself to the purchase and sale of fresh fish which he sells on the streets of his neighborhood. He has clientele that purchase from him due to the good quality of his product. With the revenue derived he will be able to afford his family's daily expenses. His wife raises and sells poultry so in this way they have additional financial support for their home.
View original language description ↓
José de 25 años, vive en su casa propia con su esposa e hijos, no cuenta con todos los servicios básicos dado que esta ubicado en la zona rural del distrito de Tambogrande al norte del Peru. La mayoria de pobladores desarrollan la actividad agrícola, ganadera y artesana. El ha demonstrado ser una persona muy responsable y puntual, dado que este es su segundo credito con Edpyme Alternativa con el apoyo de Kiva. Esta vez Jose quiere seguir invirtiendo en su negocio de venta de pescado, asi como alimento para otros animales.

José se dedica a la compra y venta de pescado fresco, el mismo que vende por las calles de la zona donde vive, tiene su propia clientela que le compra por la buena calidad de su producto, con los ingresos que obtiene puede solventar su gastos diarios de su familia. Su esposa cría y comercializa aves de corral y así tienen otra ayuda económica para su hogar.

Previous Loan Details

24-year-old José lives in his own house with his wife and children. They do not have all the basic services, as they are located in a rural area in the district of Tambogrande, in the department of Piura. In this area the inhabitants are involved in agriculture, livestock and artisanal activities... More from Jose Pablo's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $6,715
    Average annual income
  • 113
    View loans »
    Peru Loans Fundraising
  • $56,074,975
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD
Expired
A loan of $400 helped Jose Pablo to invest in the purchase of fish to increment his daily sales and also to buy food so his animals gain weight and he can sell them at a better price.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
May 29, 2012
Listed
Jun 29, 2012
Currency Exchange Loss:
Possible
Expired:
Jul 29, 2012
This photo was used before for a previous loan for Jose Pablo. It was first posted on Kiva on Oct, 2011. Learn More