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Update on Irina

Irina obtained a loan from Kiva in 2011 to attract additional finances and expand her merchandise selection. Since then, no major changes in business direction have been observed. Irina continues to lease a space for her business at one of the local markets in the city of Zaporozhye. Despite the fact that last year it was noticed that consumer confidence decreased, Irina continued to work with individual clients, who ordered merchandise wholesale. Irina needs a loan in the amount of 15 000 hryvnia to purchase hardware, drywall and other construction materials. Summer is always the time for repairs, and clients purchase various construction materials well.
View original language description ↓
В 2011 году Ирина брала кредит КИВА с целью привлечения дополнительных денежных средств для расширения ассортимента. Особых изменений в направлении бизнеса не наблюдалось: пока Ирина продолжает арендовать помещение под бизнес на одном из местных рынков города Запорожья. Несмотря на то, что в прошлом году стало заметно, что хуже стала покупательская способность, Ирина все же продолжала работать с индивидуальными клиентами, которые заказывают товар оптом.
Ирине необходим кредит в 15 000 гривен для того, чтобы приобрести метизы, гипсокартон и другие стройматерилы. Лето – это всегда пора ремонтов, клиенты хорошо берут разные стройматериалы.
Пометка: история на русском языке

Previous Loan Details

Irina is divorced with one grown daughter. For the past thirteen years she has sold various electrical supplies at a downtown market in the city of Zaporozhye. She offers good quality products at affordable prices, and this fact, as well being in a good location, has brought Irina many repeat cli... More from Irina's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 7
    View loans »
    Ukraine Loans Fundraising
  • $6,400,325
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,875 helped Irina to purchase hardware, drywall and other construction materials.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
May 30, 2012
Jul 3, 2012
Currency Exchange Loss:
Jan 15, 2013
This photo was used before for a previous loan for Irina. It was first posted on Kiva on Jul, 2011. Learn More