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Sara Noemi
Sara Noemi is 52 years old, she lives in a common-law marriage and she has 2 children. She lives with her partner and their children in Guaranda, in the Bolivar province.

Sara Noemi works as an assistant in an institution. She is requesting a loan to pay registration fees and to buy a laptop. Thanks to the loan she will be able to help her son with the payment of his university registration fees and to buy a computer.

She will buy the computer in Guaranda, while she will pay registration fees in Quito. She dreams of succeeding in finishing building her house and to see her children become professionals.

The challenge she has to face is keeping her job. In her free time she likes Reading and sharing games and funny moments with her children.
View original language description ↓
SARA NOEMI tiene 52 años de edad de estado civil unión libre tiene 2 hijos, vive con el conyugue, hijos en Guaranda provincia de Bolívra.

SARA NOEMI presta sus servicios en una institución cómo auxiliar. Solicita el crédito para pago de matrícula y comprar una lapto. Con la ayuda del crédito podra ayudar al hijo a pagar la matrícula de la universidad y comprar el computador.

La compra lo hara en Guaranda y el pago de la matrícula lo hará en Quito. El sueño es poder tener la posibilidad de terminar la casa y ver a los hijos profesionales.

Los desafíos a los que se enfrenta es conservar el trabajo. En el tiempo libre le gusta leer y compartir momentos de juego y diverción con los hijos.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 90
    View loans »
    Ecuador Loans Fundraising
  • $24,581,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Sara Noemi to pay registration fees and to buy a laptop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 22, 2012
Jun 30, 2012
Currency Exchange Loss:
Mar 15, 2013