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Maria Virginia
María is 47 years old, married, and has four children who are 7, 10, 22, and 25 years old. She works selling staple products at her neighborhood store, which is located in the area of Esmeralda.

This loan is her first with this institution. María will use this loan to install the sewer connection so that she can have a bathroom in her home, since this will allow her to have this basic service in her house and provide more comfort for her family. She is requesting this loan because she did not have sufficient funds to obtain the necessary items.

The challenge María faces in her business is competition, and she uses the benefits to reinvest and to construct a bathroom and shower. María is happy with the opportunity provided, since she is realizing her dream of having a finished bathroom.

María is pictured in the photo with her husband.
View original language description ↓
La Sra. María tiene 47 años y es casada con 4 hijos que son de las edades de 25, 22, 10 y 7 años, ella se dedica a la venta de productos de primera necesidad en su tienda de barrio que se encuentran ubicado en la zona en la zona de Esmeralda, este préstamo es su primera secuencia dentro de la institución, la Sra. María va a usar este préstamo para la conexión de alcantarillado para tener un baño en su domicilio, ya que esto le permitirá contar con un servicio básico en su casa y así brindar mayor comodidad a su familia, su razón para solicitar este préstamo es no cuenta con el dinero suficiente para adquirir lo necesario, la Sra. María enfrenta retos en su negocio que son la competencia, y utilizara los beneficios para revestimiento y construcción de un baño y ducha, la Sra. María se siente feliz con esta oportunidad que le brindan, ya que hará su sueño realidad que es contar con un baño terminado. En la foto la Sra. Maria se encuentra en compañia de su esposo.

Additional Information

More information about this loan

This loan will help fund a new product Emprender has launched to provide clean drinking water and sanitary facilities to Bolivian families. Emprender is partnering with Fundación SODIS, an NGO specializing in water and sanitation access, to make this possible. SODIS identifies households that need water tanks, running water toilets, ecological toilets, water filters and water connections in underserved areas, and supervises their installation. Emprender works with SODIS to help finance these the infrastructure improvements.

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $2,817
    Average annual income
  • 86
    View loans »
    Bolivia Loans Fundraising
  • $29,017,150
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Maria Virginia to install a sewer connection and build a bathroom.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 30, 2012
Listed
Jul 16, 2012
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2014