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Jose
José, 43, lives in the city of Camaná with his beloved wife and 2 children. He has always been a happy, enthusiastic, and hardworking person that has worked side-by-side with his wife to get ahead. Sadly, he was not able to complete a degree because he had to work to meet expenses, but he would have enjoyed studying veterinary medicine. In his free time, he watches educational TV programs and the news and sometimes cooks a delicious Rice with Duck for his family.

On his own initiative and with his family's support, José farms a smallholding where he plants beans. He performs various farming tasks from early in the morning and can work about 10 hours a day. He likes his work since he has always loved the countryside.

José is grateful for Kiva loans because they allow him to cover the expenses and maintenance of his plantings. Buying needed manure allows him to maintain his plantings and, when the harvest is complete, receive a good profit. In the not-so-distant future, he hopes to be able to diversify his plantings and purchase livestock with this profit so that he can ensure a bright future for and the well-being of his family.
View original language description ↓
José es un hombre de 43 años, vive en la ciudad de Camaná con su amada esposa y sus 2 hijos, el siempre ha sido una persona muy alegre, entusiasta y trabajador, que junto con su pareja han unido sus esfuerzos para salir adelante; lamentablemente por la necesidad de trabajar y solventar sus gastos no pudo cursar una carrera profesional, pero le hubiera gustado mucho poder estudiar la carrera de Veterinaria; en sus ratos libres le gusta ver programa educativos y noticieros en televisión y en algunas ocasiones cocina un riquísimo Arroz con Pato para compartir con su familia.
Por iniciativa propia y gracias al apoyo de su familia, José se dedica a la agricultura, el cuenta con una pequeña parcela donde siembra frejoles, desde tempranas horas de la mañana José se dedica a realizar diversas labores de campo, el puede trabajar un aproximado de 10 horas diaria y se encuentra muy a gusto con el trabajo que realiza ya que siempre le ha gustado el campo.
José se encuentra muy agradecida con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá cubrir los gastos y el mantenimiento de su cultivo, comprando el abono necesario; de esta manera podrá mantener su cultivo en buenas condiciones y así cuando su cosecha termine podrá obtener buenas ganancias, con las cuales en un futuro no muy lejano espera poder cultivar diversos sembríos y adquirir ganado, para con ello espera poder asegurar el futuro y bienestar de su familia.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 79
    View loans »
    Peru Loans Fundraising
  • $55,191,575
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD