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Olga Carmita
Olga Carmita is 34 years old, single, and has two children. She lives with her parents in San Miguel de Bolívar.

Olga is a member of the Communal Bank “Patron San Miguel”, which is located in the community of Paila Loma in the canton of San Miguel. This community is 40 minutes away from the Chillanes branch office of Cooperativa San José. The members of this Communal Bank engage in agriculture and livestock breeding.

Olga Carmita is a farmer who grows corn, beans, and blackberries. In addition, she raises cattle and pigs. Olga is requesting a loan in order to buy seeds, urea, insecticides, and fertilizers. With the help of this loan, she will be able to buy the seeds and fertilizer that she needs. Her purchases and sales are conducted in San Pablo. Olga’s dream is to help her children finish their studies.

In her free time, Olga enjoys watching television, traveling, celebrating the patron saint festivals of San Miguel, and celebrating the Carnival festivities.
View original language description ↓
Olga Carmita tiene 34 años de edad es soltera tiene dos hijos, vive con los padres en San Miguel de Bolívar.

Es integrante de la VRC PATRON SAN MIGUEL se encuentra ubicada en la comunidad Paila Loma Cantón San Miguel, a una distancia de 40 minutos a la oficina de la Cooperativa San José Agencia Chillanes, los socios se dedican a la agricultura y crianza de animales.

Olga Carmita se dedica a ala agricultura a la siembra de maíz, fréjol, mora además se dedica a la cría de ganado, cerdos. Solicita el crédito para comprar, semillas, urea, insecticidas, fertilizantes. Con la ayuda del crédito podrá comprar los fertilizantes que le hacen falta para los cultivos. Las compras y las ventas lo hace en San Pablo.

El sueño es poder ayudarles a los hijos a culminar los estudios. El sueño es poder ver televisión, salir de viaje, fiestas del patrón san Miguel, y las festividades del carnaval.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 52
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Olga Carmita to purchase seeds, urea, insecticides, and fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
May 31, 2012
Jul 2, 2012
Currency Exchange Loss:
Jun 17, 2013