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Mandel Livingstone Group
In this Group: Mercy, Livingstone, Lucy, Millicent, Margeret, Hellena, Peace, Rose, Elizabeth, Comfort, Emilia, Naomi
Mercy, wearing the green patterned shirt, is a member of the Mandel Livingstone group located in the Teshie district of Accra, Ghana. Mercy sells necklaces in her neighborhood. She has one child, a 9-year-old girl who attends school.

This is Mercy's second loan with ID Ghana. She will use this loan to purchase more necklaces to sell.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,958,450
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Mandel Livingstone Group's $2,150 loan helped a member to purchase necklaces to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 8, 2012
Jun 29, 2012
Currency Exchange Loss:
Jan 15, 2013