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Gulmira is 51 years old. As a main source of income for her family, Gulmira has been engaged in livestock breeding and field crop cultivation since 1980, after having started this business with 5,000 som (KGS). Thanks to Gulmira's persistent work, her farm currently has 5 sheep, 2 cows and further 3.12 hectares of land, where she grows perennial herbs and potatoes. The sale of milk and dairy products brings in around 17,000 som (KGS) per month.

With an aim to further develop her business, Gulmira turned to the organization "Bai Tushum & Partners" for a loan in the amount of 60,000 som (KGS) for the purchase of additional heads of cattle. Gulmira plans to invest the income from the loan in further developing her business, and she dreams of buying a car for her family in the future.
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Гульмире 51 год. Гульмира в качестве основного источника дохода для своей семьи, с 1980 года занимается животноводством и полеводством, начав этот бизнес с 5,000 сом (KGS). Благодаря упорному труду Гульмиры в ее хозяйстве на сегодняшний день имеется 5 овец, 2 коровы, также 3,12 га земли , где она выращивает многолетние травы и картофель. Продажа молока и молочных продуктов приносит около 17,000 сом в месяц.
В целях дальнейшего развития своего бизнеса, Гульмира обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 60,000 сом (KGS) на покупку дополнительных голов дойной коровы. Доходы от кредита Гульмира планирует вложить в дальнейшее развитие хозяйства, а в будущем мечтает купить машину для семьи.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 73
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,941,475
    Funds lent in using Kiva
  • 47.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Gulmira to purchase cattle.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 6, 2012
Jun 30, 2012
Currency Exchange Loss:
Jul 17, 2014