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Hasmik lives in Kajaran town with her husband and son. Hasmik's son works at a local factory. Hasmik and her husband run a farm, where they keep 25 colonies of bees and breed livestock. The main income comes from the sale of honey, meat and milk in Kajaran town and in the regional center, Kapan town.
In order to expand the farm, Hasmik would like to increase the amount of livestock. This loan will help her to purchase 1 bull and 7 colonies of bees. Hasmik forecasts an increase of income, which will allow her to insure a better quality of life for her family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 128
    View loans »
    Armenia Loans Fundraising
  • $14,377,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Hasmik to pay for 1 bull and 7 colonies of bees.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jun 14, 2012
Jul 5, 2012
Currency Exchange Loss:
Jul 17, 2015